BD Financial Services helps families and businesses across Kolkata, Saltlake, Howrah and beyond protect what matters and grow what they earn — with personalised insurance, investment and retirement strategies.
IRDAI-certified · SEBI-registered
"Helping families and businesses in Bengal protect, grow and plan — since the year 2000."
Founded in 2000 in the heart of Central Kolkata, BD Financial Services is a multi-product insurance and investment consultancy serving families, professionals and small businesses across Bengal. We believe the right cover and the right plan should never feel complicated — so we sit down with you, listen, and build a portfolio that fits your life.
Whether you live in Bowbazar, Esplanade, Saltlake, Sector V, Howrah, Dumdum, Shyambazar, Gariahat, Hooghly or further out in Ranaghat, Srirampur, Kanthi or Digha — our advisors come to you, on your terms.
Life, Health, Home, Motor, Travel, Pet & Flood — under one roof.
Mutual funds, equities, annuities and short-term plans, all goal-aligned.
One dedicated point of contact — for your entire portfolio, for life.
Open all 7 days, 9 AM to 6 PM. Call, WhatsApp or visit our office.
From your first health policy to your retirement income plan — every product you need, recommended honestly and managed end-to-end.
Term plans, ULIPs and endowment policies that give your family financial security if life takes an unexpected turn.
InsuranceCover your house, contents and structure against fire, theft, natural disasters and unexpected damages — with the right sum insured.
InsuranceIndividual, family floater and senior citizen mediclaim plans with cashless hospitals across Kolkata, Howrah and West Bengal.
InsuranceTwo-wheeler, car and commercial vehicle policies. Comprehensive, third-party, zero-dep and renewal — instant quotes.
InsuranceDomestic and international travel cover, student plans and Schengen-compliant policies — for trips short and long.
InsuranceVeterinary cover, accident protection and surgery support for your dogs, cats and other companion animals.
InsuranceSpecialised flood cover for homes and shops in flood-prone areas — protecting against monsoon and natural water damage losses.
InsuranceSIPs and lumpsum across equity, debt and hybrid funds. Goal-based portfolios for wealth creation, tax saving and child education.
InvestmentEquity research, demat opening, IPO advisory and curated stock baskets — for long-term wealth building, with disciplined risk management.
InvestmentA complete roadmap for your money: income, expenses, goals, taxes and contingencies — reviewed and adjusted as life evolves.
PlanningNPS, PPF, retirement mutual funds and pension products — designed so your post-retirement lifestyle never has to compromise.
PlanningGuaranteed-income annuity plans for retirees and conservative investors — predictable monthly payouts, for life or fixed terms.
InvestmentSit-down review every 3 months — rebalancing, tax harvesting and goal tracking, so your money stays aligned with your life.
ServiceLiquid funds, ultra-short debt funds and FDs for parking surplus cash safely with better returns than your savings account.
InvestmentConvert your retirement corpus into a steady, tax-efficient monthly income stream — combining annuities, SWPs and pension products.
PlanningWe're not a call-centre. We're your neighbourhood advisors — accountable, accessible and on your side.
We compare across 30+ insurers and asset managers. The recommendation is always what's best for you — not for our commission.
Your dedicated relationship manager handles every product, every claim, every review — so you never re-explain your situation.
Office in Central Kolkata, advisors covering Saltlake, Howrah, Dumdum, Gariahat, Hooghly, Ranaghat and beyond — across Bengal.
When something goes wrong, we step in. Hospital coordination, paperwork, follow-ups with the insurer — all handled by us.
Mon to Sun, 9 AM to 6 PM. Call, WhatsApp, video meet or visit — we work around your schedule, not the other way around.
Every fee, exclusion and charge explained upfront. No fine-print surprises, no pushy upsells, no products you don't need.
Four simple steps — at your pace, in your language, with full transparency.
Tell us about your goals, family, income and concerns. No commitments, no jargon — just a real conversation.
We build a tailored insurance + investment roadmap, with options, comparisons and clear costs.
Paperwork, KYC, premium payments — all done at your home or office. Digital where possible, human always.
Quarterly reviews, claim assistance, renewals, top-ups, life-event updates — for as long as you're with us.
Real stories from families and businesses we've served across Kolkata and West Bengal.
BD Finserv has handled our family's insurance and investments for over 12 years. When my father had a hospitalisation last year, they coordinated everything with the hospital — we didn't pay a single rupee upfront. Trustworthy people.
Started a SIP with BD Finserv in 2015 with just ₹3,000/month. They reviewed my portfolio every quarter and adjusted it patiently. Today my retirement corpus is on track. Honest advice, no upselling, no nonsense.
For our small business in Bowbazar, they set up health cover for all 14 employees, fire insurance for the shop, and a mutual fund plan for surplus working capital. One advisor, one phone call — that's what I needed.
Book a free, no-obligation consultation. We'll listen, understand, and recommend only what genuinely fits you.
Reach out any way you like. We respond within a few hours — usually faster.
Tell us a bit about yourself and we'll reach out within a few hours.